Al Esposito
VP of Mortgage Lending
As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Helpful tools and resources
First-Time Homebuyer’s Guide
No-fee personal loans
FastTrack Your Mortgage
PowerBid: Put our power behind your bid.
Turn yourself into a power buyer that can compete with cash offers and bid, buy, and close fast.
See my video
Recent reviews
What People are saying
"Process of applying for the mortgage was very easy and user friendly. The online portal makes it very easy to upload any requested documents needed for the loan. Everyone that I interacted with at guaranteed was friendly and very helpful. Also the response time to any of my questions was very fast. I never felt that anyone I was dealing with was disinterested in helping move the process along. They made it very easy to keep the process moving"
Ryne Z. - Branchburg NJ | Dec 2022
"Efficient, organized, and readily available for any and all questions. "
Brandon G. - Milltown NJ | Dec 2022
"Our primary contact, Al Esposito, went above and beyond for us throughout the entire process. Al even took the time to provide insight where he could about things that were not mortgage related. "
Daniel V. - Stewartsville NJ | Nov 2022
"Excellent and attentive service"
David F. - Ocean Grove NJ | Oct 2022
"They where always attentive to my calls and questions."
Richard P. - Hamilton NJ | Sep 2022