As a loan professional with almost 25 years of experience, Christina Herzig has the knowledge to guide her clients through the ever-changing arena of home financing. She began her career as a loan processer, then rose through the ranks to become senior loan partner and finally a mortgage consultant, so she knows every aspect of the mortgage process. She has the skill and insight to consistently originate and package loans for successful closings, and she knows the importance of keeping her clients informed and educated each step of the way. Christina's business approach is based on superior customer service and the highest levels of integrity and reliability. She is able to explain the loan process and programs in a way that will make sense, whether she's working with first-time homebuyers or seasoned investors. Her desire to educate never ceases, and her clients have shown their appreciation: Christina is humbled by the fact that all of her business is based solely on referrals!

VP of Mortgage Lending

Christina Herzig is your Sacramento local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Christina is committed to helping homeowners with home purchase loans and refinances. Contact Christina at (831) 622-9390 for more information!

Christina Herzig at Guaranteed Rate Affinity (NMLS #220962)

Christopher Lippi approaches his clients as a consultant, first identifying their needs, then diligently researching all their available options. His dedication to making the home loan process easy and stress-free has served him well over his 15 years in the industry. Chris has been working directly out of real estate offices since 2007 and focuses primarily on Purchase transactions. He prides himself on being accessible, having exceptional knowledge of loan products, and ensuring each client leaves the closing table happy and satisfied. While commitment is the cornerstone of his business, communication is the foundation. He stays in touch with his clients and referral partners on a regular basis, updating them on every stage of the process. A native of East Sacramento, Chris knows the trends and idiosyncrasies of the local market and is actively involved in the community. If he’s not working with clients and researching the latest market activity, Chris can be found spending time with his wife and daughters, Jenny, Charlotte & Audrey. Chris is an avid runner, coaches soccer and is on the swim board of his local Swim & Tennis Club. Call today to see how Chris and Guaranteed Rate Affinity can help you achieve the dream of homeownership!

Originating Manager

Chris Lippi is your Sacramento local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Chris is committed to helping homeowners with home purchase loans and refinances. Contact Chris at (916) 973-4551 for more information!

Chris Lippi at Guaranteed Rate Affinity (NMLS #266400)

Clients looking for a smart mortgage consultant and a company that really cares go to Greg Spallas and Guaranteed Rate Affinity for all their home financing needs. They can count on him to listen and understand their vision, and stay committed to doing what’s in their best interest. Greg knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, he is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. He and his team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Greg a call today!

Greg Spallas is your Sacramento local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Greg is committed to helping homeowners with home purchase loans and refinances. Contact Greg at (916) 353-1265 for more information!

Greg Spallas at Guaranteed Rate Affinity (NMLS #500497)

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Jill Davis is your Sacramento local lender. As a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process, Jill is committed to helping homeowners with home purchase loans and refinances. Contact Jill at (916) 580-9171 for more information!

Jill Davis at Guaranteed Rate Affinity (NMLS #2061997)

Sacramento

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4 Loan Officers in Sacramento, CA