Christina Herzig Carmel, California

As a loan professional with almost 25 years of experience, Christina Herzig has the knowledge to guide her clients through the ever-changing arena of home financing. She began her career as a loan processer, then rose through the ranks to become senior loan partner and finally a mortgage consultant, so she knows every aspect of the mortgage process. She has the skill and insight to consistently originate and package loans for successful closings, and she knows the importance of keeping her clients informed and educated each step of the way. Christina's business approach is based on superior customer service and the highest levels of integrity and reliability. She is able to explain the loan process and programs in a way that will make sense, whether she's working with first-time homebuyers or seasoned investors. Her desire to educate never ceases, and her clients have shown their appreciation: Christina is humbled by the fact that all of her business is based solely on referrals!