Rates, they're awesome... But is your rate AWESOME? I just helped a client who purchased their home 18-months ago and was able to lower their payment and interest rate. And this worked so well that the client will own their home 5-years sooner than they ever anticipated. By paying $11 LESS per month at a lower rate of interest, they were able to cut 60 mortgage payments out of their future plans. Boom! Oh, this definitely started with doubt. That's why we call it a "Complimentary Mortgage Check-Up." But the fear of the unknown went away quickly! So are you CONVINCED that you have the rate and terms that you are entitled to? Let's refinance for the LAST time. #SaveMoney #GRA #Complimentary
Every applicant financing scenario is different. Results are not typical. Applicant subject to credit and underwriting approval. Restrictions may apply.
Savings, if any, vary based on the consumer's credit profile, interest rate availability, and other factors. Restrictions apply.

David Payonk
Vice President, Mortgage Lending

As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

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