Frank Monaco, Jr. offers borrowers throughout California the ideal combination of knowledge, experience, and integrity when it comes to home financing. Lovingly called the “Ol’ War Horse of the mortgage business” by colleagues, contemporaries and friends, he has originated home loans since 1986. During that time he assumed many roles, including investor relations, management, and product development specialist. Frank’s long-held real-estate broker’s license provides his clients excellent insight into the housing market and its trends, tendencies and fluctuations, an unmistakable advantage during their home purchase. He is equipped to accommodate a full spectrum of home-buying scenarios, and happily consults on conventional and non-conventional loan products. His dedication to customer service throughout his career is reflected the fact that most of his business comes from referrals and past clients. Comments like, “My family and I would never use anyone else,” tell the real story of his greatest success. Frank is a native Californian, and after raising his family in the Bay Area relocated to a home in the country several years ago. In his free time he enjoys golf, cattle ranching, fishing, and traveling.
SVP of Mortgage Lending
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What People are Saying
"I’ve been fighting with this for over five years and your company was the first one to make any headway through it"
Anthony C. - Chowchilla CA | Apr 2022
"Everything went so smoothly and Frank and his team were great to work with. They answered all my questions and I had complete confidence in getting my house refinanced."
Bernadette W. - Sacramento CA | Apr 2022
"Team was efficient and prompt"
Albert R. - Carmel CA | Apr 2022
"''Frank Monaco was wonderful to work with and understood what needed to be done.
He explain the process to me and was very easy to work with. ''"
Dustin C. - Oakland CA | Apr 2022
"Great communication through the whole process. Friendly and trustworthy."
Kevin B. - Lincoln CA | Feb 2022