Jason Shoe

Jason Shoe

VP of Mortgage Lending
NMLS: 437356

About Jason Shoe

The right advice could help you find the right mortgage for you. Let's work together.

Mortgage Calculator

Get a sense of the costs of buying a home with our monthly mortgage calculator.

Improve the accuracy of your monthly payment estimate by contacting a loan expert:
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Your monthly payment would be
$ 2,024.00

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Breakdown
$ 1,504.00
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Helpful tools and references

531FD200-7183-4CE9-B7DC-827433268529
First-time homebuyer's guide

Current mortgage rates

Loan TypeRateAPRPoints
Mo. Payment
FHA loan6.500%7.439%0.485 ($1480.47)$2066.19
30 year, 15 year rate assumptions
  • Purchase price: $437,500
  • Down payment: 20.00%
  • First Lien Position
  • Primary residence
  • 760 FICO Score
  • 30 day rate lock
  • 80.00% LTV ratio
FHA rate assumptions
  • Purchase price: $310,880
  • Down payment: 3.50%
  • First Lien Position
  • Primary residence
  • 680 FICO Score
  • 30 day rate lock
  • 96.50% LTV ratio
Jumbo rate assumptions
  • Purchase price: $1,200,000
  • Down payment: 25.00%
  • First Lien Position
  • Primary residence
  • 760 FICO Score
  • 25 day rate lock
  • 75.00% LTV ratio
VA rate assumptions
  • Purchase price: $400,000
  • Down payment: 0.00%
  • First Lien Position
  • Primary residence
  • 680 FICO Score
  • 30 day rate lock
  • 100.00% LTV ratio
  • Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. Refinancing may cause finance charges to be higher over the life of the loan. Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency.
Located at 7917 Beechmont Ave, Ste B Cincinnati OH, 45255