With over 25 years of experience in the mortgage industry, Jim Kubicka has helped thousands of clients purchase or refinance their homes. He has worked with buyers at all stages of the home purchase, including first-timers, move-up buyers, investors and clients buying multi-million luxury properties throughout California. Using a vast network of referral partners, a personable approach and extensive industry insight, he helps clients to identify their needs and to craft a solution to meet their specific objectives. And because he has such a wide array of available loan programs, he is often called upon to rescue loans that have stalled with other lenders. Jim holds himself to the highest professional and ethical standards and strives to make every transaction as seamless as possible, from start to finish. Give Jim a call to see how he can help you with your home financing needs!
VP of Mortgage Lending
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What People are Saying
"Jim Kubicka is wonderful to work with, knowledgeable and very responsive "
Sherifa E. - San Diego CA | Apr 2022
"Jim Kubicka and his team are exceptional. Being in a service organization, I am highly-aware of the service I receive outside of work. Jim is world class!"
Thomas Z. - Poway CA | Mar 2022
"My loan closed on time with good service."
Matthew M. - San Diego CA | Oct 2021