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Joel Ralph
VP of Mortgage Lending

Joel Ralph has helped homeowners get to the finish line of the mortgage process for nearly 26 years and has successfully closed thousands of loans during that time span. She is an expert on all loan types, including Conventional, Jumbo, VA, and FHA. Her goal is to educate people on their options and explain the process using clear language so clients can make informed choices appropriate to fit their unique needs. Joel focuses her efforts on closing transactions in the State of Connecticut. Her top priority is to make the mortgage experience as seamless as possible with frequent updates and communication. Clients can expect attentiveness to every detail and a solution to every hurdle. Her thorough approach will ensure clients feel comfortable and confident in their decision. Joel understands the magnitude of purchasing a home and will do everything she can to empower clients and help them achieve their homeownership dreams. Joel was named a Five-Star Mortgage Professional by Connecticut Magazine each year from 2014-2020 and prides herself on delivering superior client service. With a network of real estate agents, real estate attorneys, insurance providers, and other real estate professionals, Joel can assist clients in all aspects of the real estate process. Joel and her team deliver award winning customer service to clients and referral partners. Outside of the office, Joel enjoys taking day trips, going to movies, gardening, cooking, and spending time with her husband and four children.

Helpful tools and resources
First-Time  Homebuyer’s Guide logo
First-Time Homebuyer’s Guide
Knowledge Center logo
Knowledge Center
FastTrack Your Mortgage logo
FastTrack Your Mortgage
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