Clients looking for a mortgage professional and a company that really cares go to Joe Kloss and Guaranteed Rate Affinity for their home financing needs. With over 25 years of experience, Joe has helped thousands of families realize the dream of home ownership with responsible, affordable, efficient and timely home financing. Joe understands every client has different financial goals. He takes the time to listen and understand their vision, while staying committed to their best interests, and recommending smart mortgage solutions. Joe is backed by a dedicated, experienced, and knowledgeable team of mortgage professionals. They consistently deliver the highest level of service and take great pride in providing world class service and creating raving fans. Joe and his team look forward to working with you and your family on your next home purchase or refinance. Give him a call today!
VP of Mortgage Lending
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What People are Saying
"Some communication items and a main assistant loan officer took time off right when we were set to close on our home which was very inconvenient."
Cameron L. - Foster City CA | Mar 2022
"My calls/messages were always returned asap! Joe was very patient with all of my repeated questions because of the fact I''m hard of hearing."
Mary W. - Pasadena CA | Mar 2022
"Because of communication and handoff between each member of the team. Sherri was absolutely amazing and even went above and beyond on closing day to ensure everything was done as it should have been "
Ivor S. - Laguna Beach CA | Feb 2022
"Ease of dealing with my lender, their patience and ability to explain aspects I didn't understand"
Matthew R. - Los Angeles CA | Oct 2021