Lars Skarford
Vice President, Mortgage Lending
As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Helpful tools and resources
First-Time Homebuyer’s Guide
Knowledge Center
Agent Advantage
PowerBid: Put our power behind your bid.
Turn yourself into a power buyer that can compete with cash offers and bid, buy, and close fast.
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Recent reviews
What People are saying
"They did a great job and did their best to close on time"
Christopher A. - Chicago IL | Dec 2021
"Lars Skarford! He made the entire process amazing. "
Wendy A. - Wheeling IL | Dec 2021
"We had a great experience with Lars and his whole team!"
Mary N. - Chicago IL | Dec 2021
"I was referred to Guaranteed Rate and in particular, Lars Skarford, due to him making sure every option for a refinance is researched. He did just that for me and as a result, we went with a 20-year fixed refi. The other company I approached only gave me a 30 year fixed option with a significantly less cash out. Due to this diligence, I will 100% recommend you to anyone I know seeking a refinance. "
Lauren B. - Chicago IL | Nov 2021
Bradley K. - Rockford IL | Oct 2021