Melissa Howell
VP of Mortgage Lending
As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Helpful tools and resources
First-Time Homebuyer’s Guide
No-fee personal loans
FastTrack Your Mortgage
PowerBid: Put our power behind your bid.
Turn yourself into a power buyer that can compete with cash offers and bid, buy, and close fast.
See my video
Recent reviews
What People are saying
"Melissa and team were outstanding!"
Shannon H. - Ramona CA | Sep 2022
"Because of the easy way it to put information into the system"
Joe L. - San Diego CA | May 2022
"Melissa Howell and her team were incredibly knowledgeable and responsive."
Christopher C. - San Diego CA | Jan 2022
"Melissa was extremely helpful."
Meredith V. - El Cajon CA | Nov 2021