Michael knows that everyone has different financial goals, so he takes the time to fully understand each client’s situation in order to recommend the most appropriate mortgage solutions. Guaranteed Rate Affinity offers a full range of loan products and programs to fit specific financing needs, and he makes sure to have a thorough understanding of each. Michael’s first objective is to help clients make the best choice, but that is just one aspect of his elite service. He works with homebuyers throughout the mortgage process as a consultant and guide, directing the activities of a dedicated team that includes loan assistants, processors, underwriters and closing specialists. Michael also coordinates with real estate agents and other industry professionals to ensure that the transaction closes as quickly and smoothly as possible.
"Staff was very kind… understanding and overall wonderful to work with "
Kimberly A. - Westminster MD | Dec 2021
"Bill was available whenever we needed him. We were pre-approved with a larger loan company but we could never get time from them - Bill made us a priority and made our home purchase possible"
Daniel Y. - Reisterstown MD | Dec 2021
"Mike Fagan is not just a mortgage loan expert - he's a super hero. In spite of a challenging schedule on my end, he remained available to talk through process details. At all times, he was extremely knowledgeable about my loan details and proactively solved for the unexpected. I would encourage him and Guaranteed Rate Affinity for all my family and friends. Purchasing a home can be stressful. There's no need for the loan process to be. Mike made sure that it wasn't."
Karence S. - Havre De Grace MD | Dec 2021
"They were great! Communication was easy."
Patrick S. - Ocean City MD | Dec 2021
"Extremely responsive and quickly got us through closing. Appreciated that much of the process was accomplished online."