Clients looking for a smart mortgage consultant and a company that really cares go to Ralph Patton and Guaranteed Rate Affinity for all their home financing needs. They can count on him to listen and understand their vision, and stay committed to doing what’s in their best interest. Ralph knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, he is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. He and his team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. When Ralph is not working with clients he enjoys spending time with his family, watching his son and daughter play various sports, and boating on the Chesapeake Bay. To find a smart home-financing solution, give Ralph a call today!
VP of Mortgage Lending
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What People are Saying
"Great service, understanding staff, transparent process. Oh, and accommodating"
Keith W. - Philadelphia PA | Jul 2022
"Worked with Ralph Patton. The guy is one of the finest people I’ve ever had the pleasure of working with."
Adam D. - Baltimore MD | Jul 2022
"Staff are very competent , Ralph Patton helped me all the way through and answers my questions ."
Carmela M. - Towson MD | Apr 2022
"Excellent communication. Ralph was very knowledgeable and helpful throughout the experience."
Damon W. - Forest Hill MD | Mar 2022
"Our lender, Vy Duong, was very responsive and helpful throughout the whole loan process. She worked many nights and seemingly at all hours to help us get pre-approved in time. GRA actually delivered early and our closing went very smoothly."
Giselle F. - Baltimore MD | Feb 2022