As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
VP of Mortgage Lending
PowerBid: Put our power behind your bid.
Turn yourself into a power buyer that can compete with cash offers and bid, buy, and close fast.
What People are saying
"Because my experience with Stephen Harms was something I would recommend to a friend"
Minor K. - Fort Collins CO | May 2022
"felt very supported throughout the whole loan process"
Shannon W. - Wellington CO | May 2022