Tom Barnes
VP of Mortgage Lending
As your trusted Guaranteed Rate Affinity Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Helpful tools and resources
First-Time Homebuyer’s Guide
No-fee personal loans
FastTrack Your Mortgage
PowerBid: Put our power behind your bid.
Turn yourself into a power buyer that can compete with cash offers and bid, buy, and close fast.
See my video
Recent reviews
What People are saying
"They worked hard to find a lender and would support our loan requirements."
Rodaan P. - San Francisco CA | Dec 2022
"Tom was amazing! Our process and who we had at first, it was a little shaky, but once Tom became our go to, he made all our concerns wash away. He was knowledgeable, and helped us every step of the way!"
Frank E. - Concord CA | Aug 2022
"Tom was amazing! Our process and who we had at first, it was a little shaky, but once Tom became our go to, he made all our concerns wash away. He was knowledgeable, and helped us every step of the way!"
Frank E. - Concord CA | Aug 2022
"Tom Barnes went above and beyond to ensure that I felt comfortable every step of the way."
Cherie W. - Rancho Cucamonga CA | May 2022