Tom understands that everyone has different financial goals, so he takes the time to fully understand each client’s situation in order to recommend the most appropriate mortgage solutions. Guaranteed Rate Affinity offers a full range of loan products and programs to fit specific financing needs, and he makes sure to have a thorough understanding of each. Tom’s first objective is to help clients make the best choice, but that is just one aspect of his elite service. He works with homebuyers throughout the mortgage process as a consultant and guide, directing the activities of a dedicated team that includes loan assistants, processors, underwriters and closing specialists. Tom also coordinates with real estate agents and other industry professionals to ensure that the transaction closes as quickly and smoothly as possible.
VP of Mortgage Lending
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What People are Saying
"Tom Hedden incredibly helpful and responsive"
George B. - Hoboken NJ | May 2022
"Excellent customer service and responsiveness. "
Fred S. - Hoboken NJ | Apr 2022
"My lender Tom Hedden was patient enough to explain every time and was prompt in responding "
David A. - Brielle NJ | Jan 2022
Kavitha C. - Jersey City NJ | Oct 2021