Tom understands that everyone has different financial goals, so he takes the time to fully understand each client’s situation in order to recommend the most appropriate mortgage solutions. Guaranteed Rate Affinity offers a full range of loan products and programs to fit specific financing needs, and he makes sure to have a thorough understanding of each. Tom’s first objective is to help clients make the best choice, but that is just one aspect of his elite service. He works with homebuyers throughout the mortgage process as a consultant and guide, directing the activities of a dedicated team that includes loan assistants, processors, underwriters and closing specialists. Tom also coordinates with real estate agents and other industry professionals to ensure that the transaction closes as quickly and smoothly as possible.
VP of Mortgage Lending
PowerBid: Put our power behind your bid.
Turn yourself into a power buyer that can compete with cash offers and bid, buy, and close fast.
What People are saying
"The team was very helpful, kind and knowledgeable. They were always available to answer any questions I had. The process was easy and they were on top of everything. "
Yaritza D. - Jersey City NJ | Nov 2022
"Very quick and easy process and the whole team was very responsive and willing to answer any questions throughout the process."
Lucy Z. - Fairview NJ | Nov 2022
"Tom was very informative and provided help whenever needed"
Cynthia S. - South Plainfield NJ | Aug 2022
"Worked well and made the process smooth"
George B. - Hoboken NJ | May 2022
"Tom Hedden incredibly helpful and responsive"
Fred S. - Hoboken NJ | Apr 2022